Senior Citizens Red Carpet Health Insurance Plan​

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Senior Citizens Red Carpet Health Insurance

Senior Citizens Red Carpet Health Insurance Plan

Introduction

This lifetime health benefits insurance can provide a lasting cover to the elderly. Here are the special features for your perusal.

Features

  • The minimum entry age for availing the insurance policy is 60 years and the maximum is 75 years.
  • This policy guarantees lifelong rewards to senior citizens.
  • Insurance coverage is available for all kinds of pre-existing diseases after 12 months of policy commencement.

Benefits of the Senior Citizens Red Carpet Health Insurance policy

  • The expenses of Boarding, Nursing and Room will be borne by the insurer are equal to 1 percent of the entire sum insured, subject to the maximum of Rs. 6,000/- per day.
  • 2 percent of the whole insured sum the charges of ICU up to per day
  • The fees of consultation, surgeon, specialist, medical practitioner, and anesthetist are subjected to the maximum limit of 25 percent of the entire sum insured per hospitalization.
  • The charges of blood, anesthesia, oxygen, pacemaker, operation theatre up to 50 percent of the entire insured amount per hospitalization.
  • In-patient expenses of not more than 7 percent of the total sum insured
  • Post-hospitalization charges associated with consultation, surgery, medicines, diagnostics and drugs are subjected to a maximum limit of Rs 5000/- for every occurrence. But, it should be recommended by a Medical Practitioner.
  • Ambulance charges are limited to Rs. 600/- for every hospitalization with the upper limit of Rs. 1200/- per policy period. The term period of the policy is 1 year.