Introduction

It covers hospitalization expenses incurred in daily life due to diseases and illness or accidental injuries thus taking care of uncertainties.

Eligibility:

• Minimum age: 5 months and maximum: 65 years at the time of entry. Children can be covered only along with parents.
• The sum insured under this insurance is per individual member covered.

Who Can Take This Insurance?

Policy Benefits:

• Hospitalisation Cover: Hospitalisation expenses are covered for a minimum of 24 hours (room rent, nursing and boarding charges, Surgeon, Anaesthetist, Medical Practitioner, Consultants, Specialist Fees, Cost of Medicines and Drugs).
• Ambulance charges for emergency transportation to hospital as per specified limits.
• Pre-Hospitalization expenses up to 30 days prior to admission in the hospital.
• Post-hospitalisation paid as lump-sum up to 60 days from the date of discharge; payment not exceeding 7% of hospitalization expenses; maximum of 5000 INR.
• 101 Day-care treatments covered.
• Non-Allopathic Treatments: Covered up-to specified limits.
• Pre-Existing Diseases / Illness: Are covered after 48 months of continuous Insurance without break with any Indian Insurance Company.