Comprehensive Health Insurance Policy

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COMPREHENSIVE HEALTH INSURANCE POLICY - Individual

COMPREHENSIVE HEALTH INSURANCE POLICY - Floater

Comprehensive Health Insurance Policy

Health comprehensive Insurance Policy Eligibility:

  • Minimum age- 18 years and Maximum- 65 years. Dependent children can be covered from 3 months- 25years of age.
  • No upper age limit for continuous renewals.
  • This policy is both on Individual basis and on Family Floater basis (self, spouse and dependent children).

Features and Benefits of comprehensive Insurance Policy:

  • Hospitalization cover: Hospitalization expenses (room rent, nursing and boarding charges, Surgeon/Anaesthetist/ Consultants/Specialist fees,and cost of Medicines)are covered subject to a minimum period of 24 hrs.
  • Ambulance charges for emergency transportation to hospital up to 750 INR per hospitalisation and overall up to 1500 INR.
  • Air Ambulance Benefit: Permitted up to 10% of the Sum Insured opted, during one policy period, applicable for sum insured of Rs.7.5 lakhs and above only.
  • Pre hospitalization expenses covered up to 30 days prior to hospitalisation.
  • Post hospitalization expenses up to 60 days after discharge.
  • Out-patient consultation (other than dental and ophthalmic) expenses up to a certain limit.
  • Coversdomiciliary hospitalization for a period exceeding 3 days.